How to Choose a Home Security System (2026)

Last Updated: January 2026

A step-by-step guide: DIY vs pro install, monitoring, contracts, equipment, and smart home needs.

1. DIY vs Professional Installation

DIY (SimpliSafe, Ring, Cove, Wyze): you set up. Pro (ADT, Vivint): a tech installs. DIY is portable and often no contract; pro can mean better placement but contracts. Renters and budget users usually prefer DIY.

2. Self vs Professional Monitoring

Self: you get app alerts and act. Pro: 24/7 center dispatches help. Pro usually $20-50/mo. We recommend pro for most; self works if you will respond to every alert.

3. Contracts

Some require 2-5 year contracts (Vivint, many ADT). Others are month-to-month (SimpliSafe, Ring, Cove, Wyze). No contract is better if you may move or rent.

4. Equipment

Core: panel, sensors, motion, keypad. Add cameras, doorbells, smart locks. DIY lets you add over time. Match gear to how many doors, windows, and rooms you want to cover.

5. Smart Home

Check Alexa, Google, or Apple support. Ring is Amazon; Nest is Google; SimpliSafe works with both. Fit your existing lights, locks, thermostats.

6. Budget

Add equipment (or financed cost), activation, and monthly monitoring. DIY self-monitor is cheapest; DIY pro is often $20-30/mo; pro-install is usually more.

FAQs

Do I need pro monitoring?
We recommend it. Self-monitoring works if you will handle all alerts.
Can I take my system when I move?
DIY yes. Pro-install and contracts may have rules or fees.
What if I rent?
DIY, no-contract (SimpliSafe, Ring, Wyze). See our renters guide.

Smart.Homes may receive compensation from providers listed. Learn more.